You have everything to gain and nothing to lose by working with a mortgage professional.
It might seem with the plethora of online sources for researching mortgages that securing a mortgage for a home in Collingwood, Ontario would be as easy as a few clicks. What you should consider, however, is whether that method would get you the “right” mortgage, specifically the best mortgage rate and lending terms possible for your situation. The reality is that shopping for a mortgage is more like shopping for a new vehicle than it is buying bananas at the grocery store. You don’t see a price tag and know you have to pay that. Instead, the sticker price can be the starting point for negotiation. Besides, going it alone without the assistance of a mortgage professional can result in the denial of your application, leaving you with a lot of unanswered questions.
At Donna Mullen & Associates, we have decades of experience in the financial services industry, so we know a thing or two about negotiating the best terms and matching our clients with the best mortgage for their needs. Our goal as a mortgage professional is to help you make educated choices for attaining your current goal of home ownership and your long-term goal of financial success.
Another reason to turn to a mortgage professional is if you have been denied and do not know why. We can help you learn to see yourself as a lender does and ascertain what areas you can work on to improve your situation. Also, we can help you bring your best qualities to light so that lenders can view you as a reasonable credit risk overall. As an independent mortgage professional, we have a variety of lenders that we can match you with, so we can move toward overcoming your mortgage hurdles, real or perceived. Don’t take a “no” as “never”! Let us help lenders see the good in you!