We can help you with a mortgage refinance to achieve your financial objectives.
It is not uncommon for a family that has been paying on a mortgage for several years to wonder if they could benefit from refinancing. At Donna Mullen & Associates, we have the experience you need to determine whether a mortgage refinance would make sense in your situation. There are multiple factors to consider when making this decision. One thing that we look at is the terms of your current mortgage and how today’s terms vary. If mortgage rates have dropped enough since you secured your mortgage, you could save considerably with a mortgage refinance.
Another thing we review is what your credit worthiness was at the time of your initial mortgage and where you stand now. If you are doing better now than you were then, you could qualify for a lower interest rate through a mortgage refinance. That’s a nice reward for working diligently, so you should take advantage of it!
Reducing your monthly payment is only one reason for a mortgage refinance. Another would be to tap into your home’s equity to cover a large purchase, unexpected expense, or consolidate your debts into a loan that has a lower interest rate than your credit accounts. We can also help you with a mortgage refinance to convert your adjustable-rate mortgage into a fixed-rate mortgage, or vice versa.
If you would like to learn more about how we can help you with a mortgage refinance of your Sault Ste Marie, Ontario home, don’t hesitate to contact us to schedule a consultation.
At Donna Mullen & Associates, we assist clients with mortgage refinance options in Wasaga Beach, Collingwood, Meaford, Owen Sound, Barrie, Sudbury, Sault Ste Marie, Thunder Bay, and Stayner, Ontario.