You shouldn’t try to obtain a first-time buyer mortgage without the power of education.
The first attempt at anything rarely goes smoothly. With some things, the consequences can be minimal, like a scraped knee when learning to ride a bike. Other things can have lasting repercussions, such as securing a first-time buyer mortgage without the assistance of a mortgage professional. At Donna Mullen & Associates, we want to help you keep your “financial knees” from being more than scraped! We want to help you have an exciting and rewarding experience when you buy your first home in the Thunder Bay, Ontario area and have confidence the first-time buyer mortgage you achieve fits your long-term financial goals.
Just as you wouldn’t jump into a new job without some training, you shouldn’t try to obtain a first-time buyer mortgage without the power of education. We are here to explain about mortgage rates, prepayment and other fees, types of mortgages, and so much more. You will be able to make your decisions based on facts and knowledge.
Another benefit of working with us to secure a first-time buyer mortgage is that we work for you to match you with the right lender and negotiate the best terms for your situation. Our goal is to save you hundreds of dollars, maybe even thousands, over the course of your mortgage because better terms were achieved than what you could have done on your own. We can also help if you have circumstances that make getting approval more challenging, such as being self-employed or having a lower credit score. Don’t hesitate to reach out to us to schedule a free, no-obligation consultation to learn more about what we can do to help you avoid the pitfalls and come out the other side with the best first-time buyer mortgage possible.