Government, Lenders, Consumers… Let’s Talk
First time home buyer in Ontario
Seniors are making it more difficult for younger people to buy homes in Ontario and especially Toronto, CMHC report shows. A growing trend among Greater Toronto Area seniors to stay in their homes longer instead of downsizing has generated greater uncertainty for...
Millions of Canadians Too Ashamed To Seek Debt Relief
New Survey says Millions of Canadians Too Ashamed To Seek Debt Relief Are you struggling with debt and feel too ashamed to seek help? Well, Licensed Insolvency Trustees MNP recently conducted a poll which found that a whopping 46 percent of respondents failed to seek...
How to improve credit score quickly
Credit scores constantly fluctuate, so it’s important to start taking steps to boost your credit score the moment you start your home search. The higher your credit rating, the better your chances of securing a mortgage, and the better your interest rates and terms....
How to get Mortgage with bad credit
You deserve a great future, not one troubled by a difficult past. Unfortunately, bad credit can make it difficult for you to get the important things you need, including the car or home of your dreams. In any case, credit history plays a major role in the mortgage...
IMF’s market evaluation to Canadian Mortgage Companies to minimizing risks
The International Monetary Fund has actually prompted the Canadian federal government to prevent stimulating home-buying, whileinstead recommending a measured to cool the hot property markets to minimize economic dangers. The federal government is under stress to...
Mortgage Renewal Tips
If you're currently unsatisfied with the terms of your current mortgage, it's well worth seriously considering switching your mortgage lender. So that you'll be able to get the best possible value from your mortgage. In order to discover a variety of tips which have...
Collateral Vs Standard Charge Mortgage Comparison
More and more lenders are shifting to collateral charge mortgages, so it is extremely important to know the differences between a standard charge mortgage and collateral charge mortgage. So which option is better for you? Both have their pros and cons so it all boils...
Which One is Better, Broker or Banker?
Ideally, you want the best priced mortgage with all the features you need so you can live comfortably and repay your loan within the shortest time possible. Depending on the type of mortgage, you could save a great deal of money by shopping around for your home...
The Four Phases of Retirement What to Expect When You’re Retiring
Thursday, May 9, 2019 2pm-5pm at RecPlex 1724 Mosley St., Wasaga Beach We will be joined by best-selling author Riley E. Moynes (The Four Phases of Retirement) to discuss and answer the crucial questions we all have about retirement. Jointly hosted by CHIP Home Equity...
What is better MONOLINE lenders vs banks mortgages?
Whenever one of these major Canadian banks tweak their mortgage rates, it makes headlines. Like last month, when RBC dropped its five-year fixed-term mortgage rate by 0.15 percentage points (or 15 basis points) to 3.74 per cent. Every major news outlet in Canada...
The greatest threat to this long-running bull market
By Alexander Green, Chief Investment Strategist, The Oxford Club The greatest threat to this long-running bull market is not a tightening Fed, higher valuations or moderating corporate profits… It’s the growing clamor for regulatory and redistributive policies that...
Henry Bernick Awards March 27 2019
Featured Speaker Manjit Minhas Canadian entrepreneur, TV personality, Dragon and “Beer Baroness” March 27, 2019 5 to 6:30 p.m. Georgian Theatre 1 Georgian Drive Building C, Barrie ON L4M 6J8 Georgian College Barrie Campus Admission Tickets are $25 each and can be...
BDC Invitation Pre-Event to Henry Bernick Awards March 27 2019 Collingwood and Wasaga Mortgage Event
Honored and thrilled to be a part of this great local event happening March 27 2019. BDC invites you to join us in celebrating and learning from our community's Women Entrepreneurs! Wednesday, March 27, 2019 2:00 p.m. - 6:30 p.m. 2:00 p.m. - 3:00 p.m. Inspiring Women...
Canadian Mortgage Rules and the new Gig Economy
Canada's progressively restrictive home mortgage guidelines, as well as the climbing rate of interest, released by the Bank of Canada never cease to grab our focus. Yet their influence on Canada's broadening entrepreneurial based work force has actually rarely been...
Stronger standards offset Canada’s mortgage loan risks.
Stronger financial standards offset Canada’s real estate market risks. The possible risk from high degrees of home loan borrowing has been mentioned in a new research study on the Canadian economic system. The Credit Suisse Research Institute’s (CSRI) thorough study...
Why Use a Mortgage Broker
There are many benefits for using a mortgage broker. Contact us for more information. Have you been told by your Mobile Mortgage Specialist that they can do the same as an Independent Mortgage Broker? If a Mobile Mortgage Specialist works for one Institution then...
In the news
Five Costly Reno Mistakes To Avoid I recently wrote about my kitchen renovation for Home Cents, detailing how I managed to keep my budget under $25,000 while still ending up with a functional and beautiful room. There were a lot of comments (thanks for those, by the...